In Florida, missing your claim deadlines can cost you thousands in lost coverage — and most homeowners don’t even realize it until it’s too late.
This easy-to-read guide explains the exact timeframes for filing, supplementing, and disputing storm-related claims — without the legal jargon.
Inside you’ll learn: 📆 1-Year Rule: How long you have to file or reopen a storm claim. ⏳ 18-Month Rule: When and how to file a supplemental claim. 📩 Proof of Loss: What to do when insurers request documentation. ⏱ Insurer Timelines: The carrier’s own 7/14/60-day obligations. ⚖️ Dispute & Appraisal Deadlines: When to seek help before rights expire.
Plus: 💬 “Did You Know?” section to catch common homeowner mistakes before they happen.
📥 Download instantly. Keep it on your phone, print it, or share it with a neighbor before storm season hits again.
(Educational resource by ClaimPoint Advisors — Licensed Florida All-Lines Adjuster, Apprentice status – 2025)
